Sarah’s View: The First Steps to Debt-Free

by Sarah Adams - Last year I wrote A Prepper’s Budget, about the budgeting philosophy that has helped us work toward being debt-free. That post, however, talked mostly about our ongoing budgeting strategies and did not really address how to get started. While it depends on what your goals are, as Trace and I have talked about before on this blog, getting debt-free was our primary goal and certainly recommended by many in the prepping world. In order to be debt-free you must stop using the credit cards. You cannot be debt-free if you’re still digging the hole. Step 1: Pay […]